Zero-Down Auto Financing & Instant Pre-Qualification in Philadelphia


Instant Pre-Qualification

  • See real payments and rates tailored to you

Zero-Down Options

  • Explore flexible payment plans that fit your budget

No Impact to Your Credit Score

  • No SSN required until you're ready to buy

Shop with confidence before making any commitments. At Pacifico Ford, drivers from Philadelphia and Delaware County can safely explore real financing options - including zero-down payment possibilities - without a hard credit inquiry or sharing their Social Security number. Compare offers, preview payments, and see what fits your budget, privately and pressure-free.


Do I need my Social Security number to get pre-qualified?
No. You can view payment options and estimated approvals without sharing your SSN.

Does this affect my credit score?
No. This is a safe, soft credit check that will not lower your score.

Can I qualify with little or no money down?
Yes. Many Philadelphia and Delaware County drivers qualify for zero-down options depending on credit and vehicle selection.

Financing Made Simple for Philadelphia & Delaware County Drivers
Get real financing options without pressure, surprises, or long in-dealership wait times. Pacifico Ford helps drivers explore zero-down payment options, first-time buyer programs, and financing support through a secure soft-pull process that won't affect your score or require your Social Security number until you're ready to buy. Zero-down eligibility may apply to new Ford vehicles, certified pre-owned models, and select used cars depending on credit and available incentives.

A Trusted Philadelphia Dealership for Over 60 Years
Backed by certified lenders, transparent guidance, and secure online processing, we help drivers shop with confidence and clarity before making any commitment. Trade-ins with existing loans can be evaluated as part of your financing process. We proudly assist buyers from South Philadelphia, Fishtown, Drexel Hill, Springfield, Media, Ridley, Upper Darby, and the entire Delaware Valley.

Applying online is secure and does not obligate you to purchase.
Thousands of Philadelphia drivers have pre-qualified this way.


Pacifico Auto Group
Ford • Mazda • Hyundai
6701 Essington Avenue, Philadelphia, PA 19153
Phone: (215) 492‑1700