Challenged Credit Auto Financing in Philadelphia, PA

Get Approved for an Auto Loan at Pacifico Ford

We've made it possible for you and everyone else in the Philadelphia area to get approved for an auto loan today. No matter your credit history. And here's the kicker-Pacifico Ford can get you approved with no money down and no credit inquiry. That means you get our help, without affecting your credit score!

 

We're Ready to Finance

We know that all credit situations aren't created equal. You may have gotten behind on your bills or maybe some unexpected expenses derailed your savings account and put you behind. And honestly, we're not concerned about the reason why you fell behind. We're concerned about helping you get back on your feet. And that's what our second chance lending program does for you.

Whether you have A1 credit, a troubled history, no credit at all, or a first-time buyer, we're here for you. And it starts with your online pre-approval. In less than 15 minutes, you can have a pre-approved loan and a green light to buy a vehicle within your budget. As long as you have a steady income each month through an employer or another verifiable source, that's all we need. Your job is your credit at Pacifico Ford.






















No Downpayment

That's the hangup, right? You get excited about buying a car, get approved for a loan, and then what happens-you're hit with a minimum down payment amount. And the dealership won't let you drive off the lot without it. But, if you're in a tough spot financially, you probably don't have an extra $3k lying around, right?

That's where we step in. We'll cut out that down payment and give you the chance to drive off the lot with your vehicle. We have special programs in place to give you as much help as you need. So basically, if you want a car-or you need a car today, the only person stopping you- is you! Go ahead and get started with your no-obligation pre-approval now.

 

New & Used Vehicles

Worried that you'll only be limited to low-quality vehicles? That's not the case here at Pacifico Ford. Once you're pre-approved, we'll introduce you to our selection of high-quality used vehicles and new Ford. Filter your search to include certain features, price range, and other details you want your vehicle to have.

You can find vehicles hundreds of vehicles from dozens of automakers like Kia, Cadillac, Lexus, Dodge, Lincoln, and more. Cars, trucks, SUVs-you name it, we've got it here at Pacifico Ford. And if you have room for something new, our collection of new Ford trucks, coupes, and SUVs is here. Check out models like the Ford Mustang, Ford Explorer, and Ford Escape to see which one suits you best.

We Can Help Without Impacting Your Credit Score

Rest easy, our financing team can guide you toward approval without running a hard credit inquiry. This means we can explore auto loan options without it counting against your credit. You drive home in the vehicle you want, while your score stays intact.

Pacifico Ford

Check out why we're such a popular choice for drivers in Philadelphia and the surrounding areas. We go the extra mile to help you travel extra miles in your new or used vehicle. Is it time for an upgrade? Don't let your credit get in the way. One trip to Pacifico Ford will turn negatives into positives. Let's get you in the driver's seat today.

How can we help?

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